The UBI Banca Group is a multi-functional, federal and integrated Group. Its strategy of using recognized brand names to enhance its presence on local markets increases the distribution strength of branches thanks to strong customer relationships and participation in the economic and social life of local communities. The Group works with a long term perspective, in the pursuit of solid customer relationships, sound capital strength, operational efficiency and attentive risk control. It aims to create value for all its stakeholders consistent with its nature as a "popular" co-operative bank.