Matteo joined the Financial Services in 2004 as a consultant and then in organizational roles in UBI Banca, leading italian retail bank; he has recently started in his role as a full time innovator. His experience in UBI Banca spans over projects related to core banking products development, digital transformation, bank merger integration, efficiency and innovation in distribution network and branch transformation. He has a previous 4 years experience in retail goods manufacturing and 5 years in management consulting. He holds a Degree in Engineering and an MBA at Bocconi Business School.